LES NEWS DE CREOVA.COM.TN

February 2009: Creova joined to the Paris Institute of Technology incubation program

Mon, 25 Jan 2010 02:45:52 -0800

February 2009: Creova joined to the Paris Institute of Technology incubation program, in recognition for its innovation and potential success in the area of Mobile Financial Services Technology.

February 2010: Creova, BIAT and Tunisiana announce the launch of Mdinar© the first Mobile Payment Service in North Africa

Mon, 15 Mar 2010 06:45:13 -0700

New mobile payment service powered by Creova to be offered by BIAT bank and Tunisiana

Creova has announced the launch of the first Mobile Payment service in North Africa. Called Mdinar©, the new service is an m-wallet solution powered by Creova’s mobile payment technology that is being launched in Tunisia by Banque Internationale Arabe de Tunisie (BIAT) in partnership with Tunisiana, Tunisia’s leading mobile phone operator, and ENDA (a leading microfinance institution in Tunisia).

The Mdinar© service offers P2P, top-up, and loan payment services from a user’s mobile phone. It also offers multiple features, including the ability to view account balances, history of transactions, and the possibility to save and use the list of people frequently receiving payments from the user. Even smarter, it allows the user to send a request for money to another person.

With a few clicks on their mobile phone, users of Mdinar© can make universal payments with total security and reliability. The underlying technology developed by Creova has been carefully designed to be highly reliable and scalable to millions of users.

“Our solutions are at the forefront of the mobile payments industry,” continued El-Fekih. “The Mdinar© payments solution gives control, flexibility and the capacity our customers need to reach their development goals. Our rich and completely modular platform design has been developed with the goal of providing a fast deployment for our service provider customers, enabling them to get a preferred position among early adopters in mobile payments and then integrate additional applications according to the needs of their customers as they move forward.”

“Simple, innovative and accessible, Mdinar© can be easily integrated into all mobile phones. Mdinar© is a new technology that will improve the quality of the banking services offered to the customers,” said Slaheddine Lâajimi, CEO of BIAT.

Yves Gauthier, the head of Tunisiana, commenting on the impact that this will have in market, said;”Mdinar© is an innovation that will revolutionize the world of mobile telephony. It will also optimize the choices and the freedom of our customers.”

About Creova :
Founded in 2008, Creova is a provider of mobile payment systems; these can be used by financial institutions, mobile operators, e-commerce providers and merchants for use by their customers. These innovative, secure, high performance and easy to use solutions allow Creova’s customers to provide mobile payment services that support features such as person-to-person transfer, bank account transfer, loan reimbursement, bill payment and mobile top-up, helping companies increase customer reach by providing access for all mobile phone users. Creova is a French company, based in Paris, present in the US, Tunisia and Germany where it has an R&D and marketing operations.

About BIAT (Banque Internationale Arabe de Tunisie):
Tunisia's largest private bank, BIAT, was established in 1976 through the merger of the local branches of the British Bank of the Middle East and Société Marseillaise de Crédit. With assets of approximately US$ 3.1 billion (2006), it offers a broad range of commercial and capital markets banking services to large corporations, medium size and small businesses, financial institutions, households and private individuals.
In Tunisia, BIAT is active in banking through more than 150 branches, as well as in a variety of other financial activities. The bank is also considered the most advanced technologically.

About Tunisiana:
Established on May 11th, 2002. Tunisiana is the first private mobile telecommunications operator in Tunisia serving close to 5 million customers, representing about 50% share market. TUNISIANA offers traditional voice services, data services, and roaming agreements with more than 266 foreign networks in more than 140 countries.

About ENDA:
Founded in Tunisia in 1990, ENDA is one of the Arab Region’s pioneering MFIs. In December 2008, it was ranked 18th in the 2008 Mix Global list of the top 100 best performing MFIs globally and has aggressive plans to reach 300,000 clients, with a loan portfolio totaling more than US$160 million by the end of 2012.

February 2011: Apliman Technologies & Creova team up to deliver Mobile Money to Africell

Sun, 10 Jan 2010 19:28:07 -0800

Apliman Technologies & Creova team up to deliver Mobile Money to Africell

Apliman Technologies and Creova jointly win trust of Africell and sign contract to deliver one of the most convenient Mobile Money solutions.

Paris, France, February 8, 2011 - Mobile Money offers a speedy remittance channel for people to send and receive money efficiently, encouraging circulation of money nationwide and generating high revenues.

Striving to ensure customer satisfaction, Apliman Technologies and Creova present a secure and practical mobile money transfer solution, allowing people to send and receive money, nationwide, to friends and family who themselves may not have bank accounts. Consequently, it brings many unbanked customers under the formal financial system, and enables money transfers to break through rural areas which allows for economic growth in developing economies.

“Apliman Technologies is proud to team up with Creova, one of the major international players in Mobile Money. We are looking forward to a continuous and prosperous cooperation that will expand this technology into many other African countries, where it is becoming one of the most important money generating VAS services”, said Mr. Tarek Itani, Executive Director of Apliman Technologies.

According to a new report from Juniper Research, the global mobile money transfer market will grow beyond $65bn by 2014. The service mainly focuses on developing countries where users do not have access to banking services and use traditional means of payment instead, such as physically transporting the money or storing cash at home.

“Our solutions are at the forefront of the mobile payments industry,” said Ramzi el Fekih, CEO of Creova. “The Mobile Money service provides an innovative set of low cost financial solutions, proven to increase banking activities and create customer loyalty. It is easy-to-use, accessible, secure, and traceable. Creova is unique in providing innovative technology, managed services, and go-to-market partnership models to ensure success of the Mobile Money service. It will revolutionize the world of mobile telephony and financial services while optimizing and providing alternative choices and freedom to customers. Our rich and completely modular platform design has been developed with the goal of allowing our customers a fast deployment, get a preferred position in the market, and open to future applications according to the needs of customers and the local market(s).”

“We believe Apliman is the right partner for Creova in the region, and our expectations on the current and future projects that will arise from our partnership are very high. This is the first of many more that will surely follow”.

‘Apliman-Creova’ Mobile Money solution is a customizable system that works on a role-based model: Sender, Dealer, Point of Sales Agent, Cashier, and Administrator, to ensure reliable delivery of funds, anytime, from a customer to any other mobile phone user. No special interface is required besides a mobile phone. It is designed to be integrated into the existing mobile network infrastructure, allowing mobile operators and financial institutions to offer a value added service without incurring additional costs. The platform can be further customized to support other payment methods which helps customers and dealers not only to perform paperless money transfer, but also to complete financial settlements in real-time. Fraud reduction is guaranteed with three security levels and extensive set of transaction reports. This simplicity, reliability, and flexibility add to the attractiveness of the service and create exciting opportunities for the mobile money ecosystem.

February 2011: Creova participate in World Mobile Congress 2011

Tue, 15 Feb 2011 04:51:40 -0800

Creova is present at Mobile World Congress 2011

Creova welcomes your visit at "Frensh Pavilion Stand 2F49".

GSMA Mobile World Congress 2011 official site

January 2010 : Creova opens its office in Germany.

Mon, 01 Feb 2010 04:12:27 -0800

January 18, 2010. Creova Opens its office in Germany.

Creova expands its sales presence to Germany, as part of its worldwide expansion.

January 2010:Creova opens its office in Boston, Massachusetts

Tue, 15 Feb 2011 02:27:21 -0800

January 25, 2010. Creova Opens its office in Boston, Massachusetts.

Creova expands its sales presence to United States, as part of its worldwide expansion.

March 2009: Scientipôle Initiative recognizes Creova for its innovation

Mon, 25 Jan 2010 02:45:21 -0800

March 2009: Scientipôle Initiative recognizes Creova for its innovation in the Mobile Payment and Banking technology and provides funds to the company

October 2009 : Creova is awarded funds from OSEO

Mon, 25 Jan 2010 02:44:08 -0800

October 2009 : Creova is awarded funds from OSEO (French public financial pole dedicated to the support of the innovation), for its innovation in the mobile commerce and microfinancing mobile banking solutions.

September 2009: The Creova Mobile Banking for Microfinance is deployed throughout all the agencies of ENDA.

Mon, 25 Jan 2010 02:44:47 -0800

September 2009: The Creova Mobile Banking for Microfinance (Creova-MAS©), for ENDA, is deployed throughout country. This is the first of its kind in North Africa and the Middle-east. ENDA sees a great benefit for its customers and another tool for growth and improved efficiency. ENDA is the leading Microfinance Institution in Tunisia with over 150000 customers./p>