The Creova Solution was designed with three crucial elements in mind: security of transactions, simplicity and performance of operation, and openness for interoperability with your current financial systems and electronic commerce systems. Your customers can have high value-add, and innovative financially viable ways to offer new services economically.

At Creova, security is priority number one; we went beyond the standard security measures to implemented at different levels of the system additional techniques and protection:

• Password & PIN codes with strong protection features for password renewal, wrong password trial quota, and other features.
• The Registration and activation are secured with several validations and cross-reference checks with external databases.
• All access methods are protected with one or more techniques, which include authentication, and encryption.
• System protection against different types of attacks is enhanced with a unique architecture specially designed by Creova to go beyond the standard firewall, and security mechanisms present in the market.
• The system uses the combination of mobile phone and internet technologies to strengthen its security.
• Private protection features are inherent in the system from its encryption to the different administration and management restrictions implemented in the system to ensure compliance with the strictest privacy laws around the world.
• Account protection: The system sets different limits not to be exceeded per transaction and for a specific period (day, month).
• No personal or financial information is stored in the phone memory, eliminating the risk of exposure in case of a phone theft. All the information relative to the account is stored only in the bank’s server.
• Private protection features are inherent in the system from its encryption to the different administration and management restrictions implemented in the system to ensure compliance with the strictest privacy laws around the world.

Creova successfully managed to achieve its security goals without compromising the user experience and making building a complex system. This is proof of a superior technology design thanks to Creova's engineering team clearly diverse and experienced in the mobile and internet software technologies. Creova use of all available mobile technologies to ensure simplicity and comfort for the end user is a critical advantage to ensuring the success of the services offered to the end user.

The Creova solutions are far more than just a duplication of web solutions on the mobile device. With over 8 years of experience in mobile technologies, Creova offers solutions designed specifically to fit the mobile experience and flow naturally for the mobile user: ubiquitous, personal and universally available

Creova's platform allows its customers and partners to take advantage of its full interoperability with a variety of systems, for different objectives and applications, with a multiple types of institutions (financial institutions, mobile operator, merchants, and the various entities involved in the distribution channel). The sharing of a common database targeting a specific and common market place. With its architecture, the Creova Mobile Platform (CMP) allows partner companies to build an ecosystem capable of growing and extending through mutual enrichment.

INTEROPERABILITY

Creova is a global pioneer offering complete turnkey financial solutions: M/E-Wallet, M-Payment, money transfer and M-Banking. Thanks to its technological platform, it allows customers to benefit from a large number of solutions while ensuring a high level of security, ease of use and performance.

To get more details on the proposed solutions contact us.